FCCU Mortgage Loan Officer

    Posted: 03/23/2021

    Fort Community Credit Union is seeking a full-time Mortgage Loan Officer to add to our Watertown team.

    Location and Branch Hours: Watertown Branch: 633 S Church Street, Watertown, WI 53094

    • 8:00 am - 5:00 pm, Monday - Friday
    • 8:00 am - 12:00 pm, Saturday
    • Closed Sunday

    Salary: $45k - $54k base pay plus commission. 

    Company Benefits/Perks: Fort Community Credit Union is committed to supporting our staff just as well as we support our credit union members by offering a robust benefits package including:

    • Health, Dental, Vision
    • Vacation, sick and personal time
    • Medical and dependent flexible spending account (FSA)
    • Health Spending Account (HSA)
    • Life Insurance (company paid)
    • STD, LTD
    • 401(k) retirement…… AND MORE! 

    Education and Qualifications: 

    • Must be at least 18 years of age. 
    • At least two years of previous mortgage loan processing or equivalent experience required. 
    • Bilingual in Spanish preferred but not required.


    • Develop mortgage loan business through member seminars and calls to realtors, contractors, and other institutions.
    • Establish and monitor control procedures for first-mortgage loan portfolio.
    • Interview loan applicants and assist members with the loan application process.
    • Obtain and evaluate credit bureau reports on applicants.
    • Pull credit reports for all accounts, verify debts, and estimate monthly payments for any outstanding debts not listed and add them to debts on application.
    • Approve or deny real-estate loan applications, and explain reasons for denial.
    • Ensure that each real-estate loan is processed accurately.
    • Prepare mortgage loan application and document packet for closing.
    • Pay title company fees for title searches, legal work, and appraisals.
    • Pay real-estate taxes, including calculating tax shortages and new monthly payments.
    • Maintain accurate records of insurance and taxes on real-estate loans.
    • Maintain escrow accounts for the payment of members’ taxes and insurance premiums.
    • Manage second-mortgage portfolio, and develop marketing plans for these products.
    • Monitor delinquent real-estate loans, and take action as necessary.
    • File necessary papers with the state land title for second mortgages.

    An Equal Opportunity Employer